Experience the revolution in personal finance management
Perfect planning
family budgeting
You see past transactions in your bank app. But does your bank give you a clear vision of your future family budget? No. That's why Figet exists.
No credit card required
Where banks stop, Figet takes over
Banks record past expenses. We do that too, of course. But true household management and future planning happen on a completely different level.
Entire Family in One Place
A standard bank only sees its own isolated account. Figet brings all family finances, partners, liabilities, and exact details into one unified place. No sharing of banking passwords – import data from PDF bank statements or contracts in seconds.
Perfect Vision of the Future
Account balance is deceptive. Figet proactively deducts upcoming fixed bills and savings, as well as expected budgets for food, groceries, and flexible needs, so you always know what truly remains.
Complete Liabilities & Contract Hub
Finances are more than card payments. Figet tracks policy anniversaries, payment deadlines, energy price lock expirations, warranties, and provides instant access to contract terms.
Everything you need for complete control
An ecosystem for modern budget, asset, and commitment management in a single sleek app.
And many more features...
Assistant Figet
Every tool today is packed with AI features you rarely use. Assistant Figet is different. It is a sleek and capable advisor that truly understands your household finances. You can discuss your current financial situation at any time, brainstorm next moves, or instantly query dates, contracts, and vital details.
Your finances are strictly private. Assistant Figet runs on enterprise-grade Google Vertex infrastructure, ensuring your personal data and financial numbers are never used to train public models. What is in Figet stays in Figet.
No More Manual Typing
No time for manual logging? Upload a receipt, bank PDF statement, or contract – Assistant Figet scans it instantly and auto-fills items, amounts, and due dates accurately for you.
Smart Budget Supervision
Need a clear check on your budget? The Assistant audits your plan against real data, highlights subtle risks, and suggests proactive optimizations to keep cash flow strong.
Plain-English Contract Decoder
Struggling with loan terms, insurance clauses, or cancellation periods? Figet dissects legal jargon and explains complex conditions in plain, human-friendly language.
Deep Financial Health Audit
Curious where you truly stand? Assistant Figet runs a complete diagnostic of your financial resilience, evaluates debt ratios and reserve runway, and provides clear steps to grow.
What is Financial Health and how does it help you?
Financial Health in Figet instantly evaluates the condition and stability of your finances. It clearly shows where you stand with reserves, loan payments, and when it is safe to afford extra expenses.
50/30/20 Budget Rule
A proven budget split: 50% for essential needs, 30% for personal wants, and 20% for savings or investments to live a balanced, stress-free life.
DTI Ratio (Debt-to-Income)
Monitors the ratio of your total debt to your annual net income. Figet alerts you early if your debt level enters a risk zone.
DSTI Ratio (Debt-Service-to-Income)
Indicates what percentage of your monthly income goes toward loan payments and fixed costs, keeping your monthly Cash Flow safe.
Emergency Reserve Building
Continuously computes how many months your savings will last during unexpected income drops. Recommended minimum is 3–6 months.
Take a Look Inside Figet
A clean, modern, and intuitive interface designed to minimize your budget planning time.
Your data is in absolute security
Privacy is our top priority. We never sell your financial data and no one has access to it except you.
Encrypted Data
All sensitive information is encrypted directly on your device using AES-256 before cloud backup, so even we cannot read your data.
Your Data Stays in the EU
We utilize data centers in Germany for your data, meeting the strict security standards in compliance with GDPR.
Secure AI
We leverage Google Vertex AI and Gemini technology on European servers, which never uses your data for model training.
Biometric Authentication
Left your phone on the table? No worries, no one gets into the app without your PIN, fingerprint, or Face ID.
100% privacy without unsolicited offers
Your financial data strictly belongs to you and your family. We never sell your data or use it to push loans and insurance policies.
No unsolicited calls
Your budget is your private business. No one will call you with 'better deals' based on what you enter into the app.
No need to connect your bank account
You don't log in with banking credentials and don't grant direct access to your account. You have full control over what and when you record.
Complete control over sharing
Whenever you wish to share your summaries – such as with your financial advisor or partner – you can export a clean report whenever you choose.
Choose the Perfect Plan for Your Home
No hidden fees. Start your 7-day free trial without entering credit card details.
Standard Plan
Ideal for individuals. Complete financial tracking, envelopes, warranties, and AI assistant.
- All application modules
- Financial health assessment
- Encrypted cloud backup
- 100 AI queries / month
No credit card required
Duo Plan
For couples and families. Includes 2 separate accounts with mutual budget sharing.
- Everything in Standard Plan
- Partner sharing
- Extended options for income tracking
No credit card required
Why isn't there a permanent free tier?
We never monetize your personal data, sell financial products, or push ads like typical 'free' apps. By subscribing, you directly support development, top-tier security, and continuous improvements—ensuring Figet always works strictly for you and your family.
What users say about Figet
Verified reviews submitted by users directly from the app.
I used Wallet for years, but eventually outgrew it and had to manage things in Excel or dig through emails for contracts. There are plenty of apps out there, but none offer what Figet does. I see the past, plan the future, and finally have a complete view of all my finances in one place.
My husband and I use Figet on the Duo plan, so we both have an instant overview on our own phones of everything happening with our finances. It's clear and intuitive. Thanks to Figet, I always know what was paid, what upcoming bills are due, and how we're doing overall moving forward.
I always thought I had everything under control with my bank. Well... I didn't. I gave Figet a try and immediately found payments I didn't even know were leaving my account. Fantastic app.
I used Wallet for years, but eventually outgrew it and had to manage things in Excel or dig through emails for contracts. There are plenty of apps out there, but none offer what Figet does. I see the past, plan the future, and finally have a complete view of all my finances in one place.
My husband and I use Figet on the Duo plan, so we both have an instant overview on our own phones of everything happening with our finances. It's clear and intuitive. Thanks to Figet, I always know what was paid, what upcoming bills are due, and how we're doing overall moving forward.
I always thought I had everything under control with my bank. Well... I didn't. I gave Figet a try and immediately found payments I didn't even know were leaving my account. Fantastic app.
I used Wallet for years, but eventually outgrew it and had to manage things in Excel or dig through emails for contracts. There are plenty of apps out there, but none offer what Figet does. I see the past, plan the future, and finally have a complete view of all my finances in one place.
My husband and I use Figet on the Duo plan, so we both have an instant overview on our own phones of everything happening with our finances. It's clear and intuitive. Thanks to Figet, I always know what was paid, what upcoming bills are due, and how we're doing overall moving forward.
I always thought I had everything under control with my bank. Well... I didn't. I gave Figet a try and immediately found payments I didn't even know were leaving my account. Fantastic app.
I used Wallet for years, but eventually outgrew it and had to manage things in Excel or dig through emails for contracts. There are plenty of apps out there, but none offer what Figet does. I see the past, plan the future, and finally have a complete view of all my finances in one place.
My husband and I use Figet on the Duo plan, so we both have an instant overview on our own phones of everything happening with our finances. It's clear and intuitive. Thanks to Figet, I always know what was paid, what upcoming bills are due, and how we're doing overall moving forward.
I always thought I had everything under control with my bank. Well... I didn't. I gave Figet a try and immediately found payments I didn't even know were leaving my account. Fantastic app.
Everything you need to know about Figet
Have a question? Here are quick answers to our most common inquiries.
Gain complete mastery over your family budget today
Join satisfied users and try Figet for 7 days completely free without requiring a credit card.
No credit card required